Time to Replace Your AC System? – Can You Afford It?
Frosty’s to the Rescue – We can help with the AC Financing
(813) 621-5900 to Discuss Frosty’s AC Financing Options
We work with you to get the best total price for a new AC system including installation using our AC Financing Options to fit your budget.
When the time comes to replace your air conditioning and heating unit, will you be able to afford it? The heat and humidity aren’t going to take a break and wait while you save for a new air conditioner. As you know, Air Conditioning in Florida is a necessity. We don’t think you should have to suffer. Frosty’s makes it easy to get AC Financing your new air conditioner, so you can get back to living in comfort.
We will work with you to create a plan that fits your budget. Even if you have less than perfect credit, don’t let that stop you. We have the PACE Program. The Pace Program is an excellent low-cost financing vehicle. Give us a call (813) 621-5900 , and see how we can help. When you take advantage of our special financing offer, you won’t tie up your existing funds, like home equity lines of credit and withdrawing from bank accounts. They’ll still be available if you need them.
Also, we offer other flexible financing options for approved credit. For example, qualified homeowners can purchase AC products and services now and defer payment. You can get the comfort you need today and make the arrangments to pay later. The interest accrues from the date of your purchase the AC System and is only applied if you don’t pay off your unit during the deferral period.
Frosty’s provides 4 AC Financing Solutions when you purchase and install your new AC System from us – we make it easy to get a new Air Conditioner fast!
It’s Easy to Buy a New Energy Efficient AC System from Frosty’s
Frosty’s Air Conditioning provides an assortment of AC Financing Solutions and guidance for you to buy your new AC System. We offer different financial methods to pay for your Air conditioner investment. As you may know, a new AC System can save you money on on-going operating costs and maintenance.
Our financial recommendations also include contacting your bank or credit union for a Home Equity Loan and compare it to those options we present below. We want you to choose the financial option that provides the best value for your requirements.
Frosty’sAir Conditioning LLC will work with you to get the best available financial solution to fit your needs. We provide long-lasting value to our customers. Don’t hesitate to call us for a new AC System and our Financial Recommendations for the best deal.
The following are the best financial options we recommend to our customers. We intend to keep our customers for a lifetime by delivering Frosty’s AC Service that provides an excellent value and 100% customer satisfaction.
Frosty’s New AC Financing Solutions:
Low-Cost PACE Program
Lennox Consumer Credit Program
Cash, Personal or Bank Check
Most Major Credit Cards Accepted
Low-Cost PACE Program
Frosty first recommendation is the lowest cost financial option PACE Financing. PACE stands for Property Assessed Clean Energy Financing. PACE is a local community tax assessment program that provides capital for energy-efficient upgrades or water savings home improvements upgrades. The loan is paid through the homeowner’s property tax bill either once or twice per year. The key benefits of this financial options:
- No Credit Check – PACE doesn’t need your FICO score because it’s not FICO based
- Lowest Interest Rate Available – Lowest interest rates for the Florida Pace Program (only 6.49% with no dealer fees or prepayment penalty)
- No Upfront Costs – PACE will provide the money for the total cost of the AC Project, including all fees and labor costs
- Based on Equity – PACE is a temporary assessment on the homeowners’ property, with no impact to your personal credit score
- Terms Up to 20 Years – PACE offers flexible repayment terms for 5, 10, 15 or 20 years (depends on product)
- Potential Tax Benefits – The interest on Pace payments may be tax deductible (please check with your accountant)
- No DTI (Debt-to-Income) Issue – PACE doesn’t need to worry about DTI, it is the property that is qualifying
- Property Tax Assessment – PACE payments are made through a line item on your property tax bill
- Transfer-ability – If the homeowner sells, their remaining balance may be able to transfer to the new homeowner
Call Frosty’s Air Conditioning (813) 621-5900 to determine if you qualify for PACE Financing and get an immediate decision – no waiting.
To learn more about the PACE Program, click on Florida PACE Funding Agency. Frosty’s can make it extremely easy for you to determine if you qualify and can handle all the arrangements.
Lennox Consumer Credit Program
The Lennox Consumer Program is a special financing option through the Lennox Corporation for qualified dealers that participate in the program. This program provides a reduced interest or a zero interest loan for the customer that purchase and install from Frosty’s for a new Lennox Air Conditioner. The program doesn’t exclude any manufacturer discounts or rebates from Lennox. The loan decision can occur over the phone within minutes to determine if you qualify for this program.
Frosty’s offers with this program for customers some financial options:
- Special Financing Available – see if it will fit your situation – Call Laura (813) 621-5900 to learn more.
- 2 Month Zero Interest with No Minimum Monthly Payments – Same as Cash – This option allows for 12 months of payments that are interest-free with no minimum per month. The minimum loan amount is $1,000, and the maximum loan amount is $25,000. This is the same as cash if paid off completely within the specified 12 months period.
Call Frosty’s Air Conditioning (813) 621-5900 to process your “Lennox Consumer Credit Program” loan over the phone and get an approval decision in a few minutes.
Cash, Personal Check or Bank Check
Frosty’s recommends using cash, personal check or a bank check if you have the money on hand as the easiest and fastest way to buy and install your new AC System. You can use your cash to pay the total amount due for your new AC System or use it to make payments to the above financial options of either the PACE Program or the Lennox Consumer Credit Program.
Most Major Credit Cards Accepted
Frosty’s recommends using your credit cards as a last resort due to the possible high cost of the interest rates. Depending on your credit card, the interest rate may be over 20%. Instead of using a credit card for a New AC Replacement, it’s more cost-effective for you to use the PACE Program (5.99% interest rate) or the Lennox Consumer Credit Program (6.99% or 9.99% rate). However, the use to credit cards to pay for AC Repairs are very popular and the ussual amount charged is significantly much less than the cost of a new AC System.
Call Frosty’s Air Conditioning (813) 621-5900 to learn more about our Financial Solutions and discuss your new Air Conditioner.
In most cases, we can install your new AC System in a matter of days from when you are financially approved.